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Fair Isaac Corporation and its subsidiaries provide various analytical solutions, credit scoring, and credit account management products and services to banks, credit reporting agencies, credit card processing agencies, insurers, retailers, and healthcare organizations worldwide. It offers analytic, software, and data management products and services that enable businesses to automate, improve, and connect decisions to enhance business performance. The company operates in three segments: Applications, Scores, and Tools. The Applications segment provides pre-configured decision management applications designed for a specific type of business problems or process, such as marketing, account origination, customer management, fraud, collections, and insurance claims management, as well as associated professional services. The Scores segment offers business-to-business scoring solutions and services that give clients access to analytics and integrate into their transaction streams and decision-making processes; and myFICO solutions for consumers, as well as associated professional services. The Tools segment provides software tools for clients to create their own custom decision management applications, including FICO Decision Management Platform and the FICO Analytic Cloud, as well as associated professional services. The company markets its products and services through direct sales organization; and through indirect channels, including alliance partners and other resellers, as well as through online. Fair Isaac Corporation was founded in 1956 and is headquartered in San Jose, California.